We're saving you money with a plethora of ideas all designed to cut your expenses heading into the expensive holiday season.

First up, banks:
Many have been in the news for adding hefty debit card fees, and now some have backed down, but there are plenty of other fees they may be sticking you with. Take a good hard look at your bank. If you're being charged unexplainable fees or you aren't earning interest on your accounts, shop for a bank that respects you and make the switch.

Shopping:
It's about to be shopping season, and American Express is predicting we'll spend 17% more this year. How can you stave off debt regret after the holidays? Wait several days when you're thinking about buying somnething you really don't need. Some experts swear by the 30-day wait rule. After you wait, the urge to buy usually passes.

Book swap:
As the weather gets cooler, we'll all be indoors more with a good movie or book. You can cut your costs by using the website paperbackswap.com. Here, you can trade cd's, DVD's and books. There's no fee like with other book clubs. You do have to pay postage to mail off your used media or books, usually a couple of bucks. Others mail items to you at no cost.

We want to hear from you too. Share your money saving ideas at facebook.com/Fox Nashville.Banks, Shopping and Book Swap