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WZTV FOX 17 - Top Stories
Digging Out of Debt
Stacy Case
In Tonight's Saving
You Money report, I'm helping you keep your New Year's resolution to
get out of debt. The Fiscal Cliff deal still raises the payroll tax
which means we'll all have to plan ahead for smaller paychecks. One way
to stay motivated while digging your way out of debt is to focus on
what you'll do with your debt freedom. Maybe you'll take a vacation,
or buy a car or a home or just a pair of shoes. Plaster pictures of
your debt free wish around your home or office to keep you focused.
Next, replace habits like compulsive shopping. Some of us do this to
deal with anger, frustration and stress. Instead, try physical
activity, even running. This will help boost your mood with an
endorphin release just like shopping except it's free.
You could
also chart your success with a visual. Every time you pay off a credit
card, cut it up and save the tiny pieces in a container. It's
encouraging to see it fill up with more paid bills. Financial Guru Dave
Ramsey offers another strategy he says worked for him. "We used the
debt snowball to get out of debt. You list the debts from smallest to
largest, make the minimum payments on all and you attack the little one
with a vengeance. That gives you some sense of winning. You knock one
out. Then work your way down the debt snowball."
Other ideas
include setting a time limit. Be specific about how much from each
paycheck will go toward the debt and write down your budget so that you
can see it and refer to it daily to stay on track.
Stacy Case
In Tonight's Saving
You Money report, I'm helping you keep your New Year's resolution to
get out of debt. The Fiscal Cliff deal still raises the payroll tax
which means we'll all have to plan ahead for smaller paychecks. One way
to stay motivated while digging your way out of debt is to focus on
what you'll do with your debt freedom. Maybe you'll take a vacation,
or buy a car or a home or just a pair of shoes. Plaster pictures of
your debt free wish around your home or office to keep you focused.
Next, replace habits like compulsive shopping. Some of us do this to
deal with anger, frustration and stress. Instead, try physical
activity, even running. This will help boost your mood with an
endorphin release just like shopping except it's free.
You could
also chart your success with a visual. Every time you pay off a credit
card, cut it up and save the tiny pieces in a container. It's
encouraging to see it fill up with more paid bills. Financial Guru Dave
Ramsey offers another strategy he says worked for him. "We used the
debt snowball to get out of debt. You list the debts from smallest to
largest, make the minimum payments on all and you attack the little one
with a vengeance. That gives you some sense of winning. You knock one
out. Then work your way down the debt snowball."
Other ideas
include setting a time limit. Be specific about how much from each
paycheck will go toward the debt and write down your budget so that you
can see it and refer to it daily to stay on track.
Wednesday, January 2 2013, 11:07 PM CST
Tennessee News
Prince Edward presents Edinburgh's awards in Tenn.
May 23, 2013 22:00 GMT
By ERIK SCHELZIG Associated Press
NASHVILLE, Tenn. (AP) -- Queen Elizabeth's youngest son, Prince Edward, is visiting Tennessee to promote one of the British royal family's charities, the Duke of Edinburgh's awards.
The prince presided over an awards ceremony at the governor's mansion in Nashville on Thursday for the first batch of young Tennesseans to participate in the leadership and character program.
About 80 youths received the award by participating in community service, skills development, physical fitness and adventurous journeys through the Boy Scouts, Boys and Girls Clubs, LEAD Academy, Montgomery Bell Academy or the Miss Tennessee Scholarship Organization.
Following the event, Gov. Bill Haslam and first lady Crissy Haslam invited the awardees and their families to tea inside the governor's residence. Later on Thursday, the prince was scheduled to headline a black-tie gala at Montgomery Bell Academy in Nashville.
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