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EXCLUSIVE: Homeowner's Insurance Won't Help Arson Victim -- Eric Alvarez

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PORTLAND, Tenn. The victim of a 2012 arson is not getting any money from her homeowners insurance.

Margaret Block was forced out of her home on Heritage Drive by a fire December, 2012, but Shelter Insurance is refusing to pay because her husband, Steven Block admitted to setting the home on fire on purpose.

Block pleaded guilty to arson after telling police he tried to kill himself in the fire, but survived.

A spokesperson for their provider Shelter Insurance, says their policies clearly state that intentional act by a policy holder that causes damage is excluded from coverage.

Margaret is listed as a victim in the police report from the night of the fire.  She says she should not be punished for her husbands crime.

Steven Block served seven months in jail and faces six years of probation.

The courts ordered him to pay restitution to his wife.  Margaret Block says she has not received any payments.

I don't know where to go next, Margaret Block said.  I need somebody to help me.

Margaret, her son and her granddaughter are living with Margarets sister.

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