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Summer Boating Insurance-Sky Arnold

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A new study by AAA finds many boaters in Tennessee don't have insurance.

 That study found 28% of owners in Tennessee, Florida and Georgia are boating without coverage.

 In Tennessee it's not legally required though many boat docks do require insurance.

 P. Walker is among those who wouldn't go out without coverage.

 "You get damage on the water all the logs floating, how are you gonna replace them," said Walker.

 Sgt. Dale Grandstaff with the TWRA says a lot of boaters need coverage even if they don't think they do.

 "They're not on the water enough to realize there's dangers under the water they can't see," said Grandstaff